
Solicitors Paperwork
First things first, it is time to complete the initial paperwork given to you by your solicitor. Once this paperwork has been completed by all parties the sellers’ solicitor will issue the draft contracts. At this point, the solicitors will begin to liaise directly with each other, raising enquiries and discussing legal matters.

Surveys & Searches
- Mortgage valuation survey: Once your mortgage application has been processed, a mortgage valuation will be arranged on the property. The mortgage valuation is completed by a surveyor and advises the mortgage lender of the property value, checking there are no significant defects that could affect the property value.
- Homebuyer survey (optional): This survey is completely optional and is down to you to decide, although we suggest taking advice from your designated sales progressor, solicitor or mortgage broker. During a homebuyer survey, the surveyor will assess the condition of the building and detect any structural problems – The survey is much more in-depth than a mortgage valuation, and if you decide to instruct one, we recommend organising sooner rather than later, to ensure there’s plenty of time to resolve any potential issues. If you are buying a new build home, you should conduct a snagging survey instead.

Mortgage Offer

Removals
Removal companies can help to make the moving process a lot easier, so you’ll need to think about researching some local companies to book this help in advance.

Buildings Insurance
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Signing Contracts
Once your solicitor receives your mortgage offer, all search results and satisfactory responses to all enquiries, they will ask you to sign the final contracts – You will discuss potential completion dates at this stage.
Exchanged Contracts
The exchange of contracts happens once you (the buyers) and the sellers, legal representatives swap signed contracts. This is when you’ll pay your deposit and set a completion date, which needs to be agreed upon by all parties within the chain. After this point, the chances of fall-through’s are extremely low so, you can breathe a sigh of relief.
Completion
On this date, the money will be transferred to the sellers, you can then collect your keys from the estate agent and move into your new home!