wiltshire

There’s a lot of decision-making that goes into buying a new home and so many things to take into consideration before you even think about arranging viewings. One of the main decisions is whether you are looking for a new build or pre-owned home. But is there really much difference? And how do you know which option is right for you? Here are some of the pros and cons to help you weigh up your...

New tax rules for Swindon buy-to-let landlords from 2026 We at Richard James want to make you aware of some important changes that are coming into effect from April 2026. The UK Government is introducing Making Tax Digital (MTD) for Income Tax, which will affect how landlords report their income tax to HMRC. The original plan was for Landlords’ income of £10,000 or more from their properties must file...

With mortgage rates tripling over the last 12 months, one could be forgiven for thinking buying a Swindon home as a first-time buyer would out of the question.Yet, what if I told you, it is £622 a year cheaper to buy a Swindon home as a first-time buyer than renting, would you be surprised? The average 2-bed home in Swindon is worth £202,879. The monthly homeownership cost of such a Swindon home...

Insights from the 2021 Census The property market is one of the most important economic indicators, as it can significantly impact the prosperity of both the local and national economy.Recently, new data from the Census 2021 has become available that sheds light on seldom discussed areas of property, such as the types of properties Swindon has, together with how we live in and use our homes.This data...

While the winter comes with lots of happy things, like sparkly frosty mornings, hot chocolates, and, plenty of festivities, it can also come with extra clutter, extra mess (generally caused by more time inside) and the realisation that you have far too much stuff lying around. Like us, you probably try to forget about it before Christmas, thinking you'll have plenty of time to deal with it after Christmas,...

Traditionally, the first four months of the year are usually an estate agents’ busiest time for house sales. However, if the last three years have taught us anything, nothing is 'normal' and 'usual' anymore.The Swindon property market is finding that with the friction of higher mortgage rates and the effects of inflation on household budgets; things are slightly different in 2023 compared to recent...

As the British and Swindon property market navigates the ongoing economic turmoil, many Swindon homeowners and landlords may feel uncertain about the future.However, up-to-date data suggests that the 2023 property crash predicted by the many newspapers and the usual clickbait doom-mongers in the lead-up to Christmas on social media, may not be as bad as initially thought, and there are reasons to be...

Swindon Homeowners - Do you know how big your Swindon home is? What is the square footage of your Swindon home? Don’t worry, most of us don't - yet it could be fundamental as Swindon home buyers search for new homes. Us Brits are obsessed with our homes, yet most Swindon homeowners need to learn the square footage (those born after the mid-1970s) or square metre(age) of their homes. As an agent, I find...

The share of Brits moving each year has been declining since the late 1980s (when at one stage, people moved every eight years), yet since the pandemic's beginning, something has appeared to upset that trend.Newspaper stories and social media posts painted a picture of homeowners moving from the city centres to its suburbs, from the suburbs to the towns and countryside around the UK. Areas like the...

Over the last five years, life has become a little trickier for Swindon landlords, with changes to their taxation status, mortgage interest relief and an additional 3% stamp duty for a buy-to-let property, and has made lots of Swindon landlords ask themselves: ‘Is buy-to-let in Swindon still worth the risk?’ Regarding taxation, in 2016, the Government added a 3% supplement in stamp duty on...